Can I let it go??

Heart beats too fast
Life seems to last

Cannot find solace
Time lost its pace

Inumerable queries in the soul
Confusion in the role

Feeling so sorry
Have lost control

Mind still sane
Heart in utter pain

My part successfully played
Apprehension of consequence surfaced

Can I let it go??
Can I take it slow??

The hurry to reach the destination
Makes the journey monotonous

Is life led for ends
Or means that tends to ends

The more you enjoy the means
The tension release

Can I let it go??
Can I take it slow??

Frustration at its peak
Confidence ready to leak

Was the effort in vain?
Will it ever rain?

The aim was to gain
Gain which is so lame

Time to let it go
Time to take it slow

The journey suffices
End craves for more

Can I let it go??
Can I take it slow??

Wind will always blow
I will let it go

With each drop of the river
I intend to flow
But a little slow

Can I let it go ??
Will I let it go??

The Master

The path you have shown

The mind you have enlighten

Unstability to stability

At peace with myself

Key to treasury

Live life pleasurably

Sucess to fulfillment

Aggression to calmness

A road so long

Energy was gone

You brought the hope

Ability to cope

Smile is all it takes

Happiness is all it makes

You are a Godsent

An angel to guide

If there is no light

Sun is yet so bright

Energy is all you need

Calm is all you be

Love is all you give

Be true to self

Just do your best

Almighty will do the rest

If life is crazy

Don't be so lazy

Hang in for a while

He will smile

Just walk a mile

To realise the potential

If life is so unfair

Just don't care

Do what you are born to do

Life is a garden

If autumn is on

Spring can not be farther

The Shiva in me

Longs for Vishnu and Brahma

The wait for trinity

To be bound in unity

Will soon be over

But the gratitude for THE Master

Will never cease to exit

Zeal to live will coexist.

( A self composed poem to express my gratitude towards Master Del Pe)

If only I could

Born to the unknown
Left to stray
If only I could
Be born to a mother

Day in day out,
living on the street .
If only I could ,
Have a shelter.

Eat from the bin ,
No single kin .
If only I could ,
eat from a plate.

Stealing to live ,
living to plead .
Begging to live,
pleading to die .

If only I could ,
live for respect .

Kicked by children,
Spanked by elders .
If only I colud,
Live to be loved .

A building too tall ,
entered by all .
If only I could ,
Enter it with all .

Looked down upon ,
For I don't have a mother .
Don't even have a home

For I don't have food
Don't even have education .

Am I the filthy
Am I the rogue

I am what they made me .

Wasn't born filthy
Wasn't born rogue

I was also born a human
Was born unequal
Was born unloved

If only I could,
Enjoy a smile .

If only I could ,
Live for a while.

Ain't so strong,
Proved to be wrong .
If only I could,
Be reborn.

Causes of US housing bubble

A bubble is a short term phenomenon as it hangs around in the air for a while and bursts . The bubble in the housing market of US can be defined as rapid increase in the valuation of property . The major causes of this bubble are : low interest rate, poor lending standards and mania forpurchasing house.
The low interest rate was a consequence of dot com bubble ( in 1990s the internet sector shoot up and many companies entered the dot com business, in order to reap the benefits they incurred huge initial looses ) , which lead to a similar credit crunch in the market and hence the rate was cut. As money was easily available people took loans to speculate and join the party housing bubble party.
Not only this people considered purchasing houses as a good investment as no interest qualifies for the tax break, also the it the popular myth that the value of house always appreciates contributed to the formation of the bubble.
Aggressive advertising also had its role to play in this bubble game . The purchasing of houses was no more an investment rathr a speculative activity. Adding fuel to the fire was the sub prime lending . People with low credit score could easily get the loan but at a higher rate ( details in the previous post).
The party is over resulting in foreclosures , credit crunch, panick , risk aversion , stock exchange crashes .
Has US come a full circle?Will the Fed cut the rates again( dot com bubble)? Are the credit agencies to be blamed ?Is US economy heading towards recession( increase in unemployment, will it lead to decline in consumption and import levels and hence effect other economies????)

Let me be me

Chained in the rules of society,

I have forgotten my priority.



Why is it so important for them ,

While insignificant for me.



Imposition by them ,

Submission by me .



For a nano second ,

Let me be me.



Was born to fly,

Is forced to crawl.



Is it the destiny ,

Or my own fallacy ?



Is it them ,

Or is it me?



Is it acceptance ,

Or is it resistance?



One haunting song,

All night long .



Let me be me ,

Let me be me .



Was born with a sword,

Aware of my prerogative.



Was it taken away,

Or was it given away?



Blaim too heavy to be shouldered alone ,

Easier to be shifted .



Hear it again ,

Dare it again.



Convergence is society,

Divergence is identity.



Confusion is vice ,

Action is virtue .



To be or not to be ??



Action makes me , me

Inaction makes me , unme.



Beg not from society ,
But from the unme .




( A self composed poem )

My favourite thoughts .

"While this door is closing , another door is opening . It's our job to go find that door."
Matthew Perry

"History teaches everything including the future .
Lamartine

"We learn from history that we do not learn from history.
Hegel

Everyone makes and carries within him his own "heaven " or "hell", and you don't need to die to go there.
Luz Estela Rozo De Zubillaga

" Where all men think alike , no one thinks very much.
Walter Lippmann

Nothing is permanentin this wicked world , not even our troubles .
Charlie Chaplin

Well - behaved women never make history.
Maria Shriver

Opporunities multiply as they are siezed .
Sun Tzu

A shattered illusion is a sorrowful experience ; but a life without illusion is a sorrowful lfe .
Jose Narosky

The mighty oak was once just a small nut who stood his ground.
Rianna Nadon

Endure today's pain today . Do not add it to yesterday's nor attempt to shoulder tommorrow's .
Aureliano Tapia Mendez

How many times have you been harassed?

How many times has it happened in a DTC bus or a blueline that you are standing and a man is standing right behind you rubbing himself against you and how many times have you actually gathered the courage to speak up? This is something that happens daily with thousands of women in the buses anb most of them keep quiet and encourage the men to go a step further.
A friend of mine told me , once a boy tried to pinch her breast and she backfired to which he asked,"What did I do?" and she replied, "you just pinched my breast ." The whole bus was dumbstruck. Afterwards a girl said to her,"why did you say that ?" Most of the women feel you should ignore such issues
Why?? Because we are women and are suppose to me meek and docile.
While coming from college these kind of things happen to me and never do I ignore such issues . I always shout at the top of my voice and tell the man to back off. These bloody men are no less than animals as both lack self control.

Should death penalty be banned?

Should death penalty be banned ?
Who are we to decide who should live and who should not ? Pertaining to Mohd Afsal Guru's case if we hang him what will be the difference between terrorists and us? Hanging somebody is not a solution .What we need is a broader solution. Lets assume that he is hanged what will happen next? Another parliament attack, then another death sentence . This is a vicious circle which needs to be broken. Solution lies in the reconstruction of jails. Our jails should have a curriculum which should include medidation and all. It seems hard but plausible . Hanging seems to be easy way out both for the administratin and the culprit. Culprit should be given the time to reflect upon his deeds. Death penalty is a form of retributtal violence which promotes the culture of violence in any civilization. I will call it resorting to barbarism . How can the means be violence to a contradictory end i.e. non violence??

Experience

Life is full of experiences , some are pleasent & some are not so pleasent but each experience teaches you something . Ana Maria Santos has rightly said ," Each journey corresponds to one more step in one's knowledge of the world and of one's own personality."At some point of time each one of you must have felt that why does it always happen to me ? Have you ever tried to answer it ?????? I have and the answer is plain and simple each act has a purpose if you think about you it is a lesson and if you don't then it is a punishment for something you never did.
Learn from the past so that you can make your future worth living . Remember guilt and worry are two usesless emotions as the former keeps you worried about your deeds of past while the later keeps you worried about future . Live in the present , in the hurry of reaching the destination do not miss the enjoyment of the journey . " Means are as important as the ends .
After all Harivansh Rai Bachchan has said , "Man ka ho to acha , man ka na ho to aur bhi acha , kyunki phir wo bhagwan ke man ka hota hai ."

What is sub prime lending?

Broadly there are two types of lending : prime and sub prime. Prime lending is the lending made to people who have high credit score while sub prime lendings are for the people who have low credit score that is they might be delinquents or do not have good credit worthiness.
This kind of lending is a two way risky lending or should I say double risky .As the lender is not sure of getting the money back & from the borrowers point of view it is more risky than prime lending because the rate of interest charged is higher than that on prime lending( higher risk & higher return).