CURRICULUM VITAE

Arpita Kaul

SD-134, Tower Apartments, SFS Flats, Pitam Pura, Delhi-110088

9873378960; 47093509; 27311254

arpitakaul@gmail.com

www.reflections-strength.blogspot.com

Educational Qualification:

M.COM. from University of Delhi with 67% in 2008

B.ED. from University Of Delhi with 68.5% in 2006

B.COM. Honours from University Of Delhi with 61.4% in 2005

XII from AISSE- CBSE (Kulachi Hansraj Model School) with 82.4% in 2002

X from AISSE - CBSE (Kulachi Hansraj Model School) with 83.8% in 2000

ACHIEVEMENTS: EMPLOYMENT

· Working as a Lecturer in Delhi School of Professional Studies and Research for the past 1and a half year

· Currently teaching Humanr Resource Management to the PGDM II Semester, 2009-11 batch

· Also, Management of Transformation to PGDM 4 Semester 2008-10 batch

· Also, Organisation development to MBA 6 Semester students (2007-10 batch part time)

· Coordinating Eleventh International Conference, scheduled to be held at Slovakia May 26-28,2010

· Have taught Management Principles and Practices to PGDM 1 Semester students(2008-10 batch and 2009-11 batch) & Training and Development to MBA 3 Semester students

· Have taught Human Resource Management to PGDM 2 Semester students & Organisation Developmet to MBA 4 Semester students (2007-09 batch)

· Team Leader of various teams: Event Management Team, Ranking & Compliance Team, Member of Holistic Development Team

· Presented a research paper on,”Global Recession: Challenges & Opportunity” jointly authored by Ms. Kanika Taneja in the Eleventh International Seminar on 4 Jan, 2010

· Attended workshop by SHRM and MTHR on 25 July ,2009 at TAJ on the Theme : Nurturing Earth : Building Sustainable Conscious Organisations ; even one first prize for a team game , for team led by me

· Coordinator International Seminars, International Conferences

· Had successfully organized The Tenth International Seminar On ORGANISED RETAILING BOON OR BANE Jan3-5,2009

· Was Technical Coordinator of the Tenth International Conference at Szent Istvan University, Hungary in partnership with DSPSR

· Presented a research paper on the title, “ Human Transformation and The Art of Living” at the Tenth International Conference at Szent Istvan University, Hungary 23-26 June, 2009

· Have received a certificate of appreciation and gold medal for highly and actively contributing to the organization of The Tenth International Conference on 24June, 2009

· Have conducted a workshop on 25 June 2009 , “Life is beautiful” at Szent Istvan University , Hungary

· Coordinated the extended Tour from 27 June 2009 to 2July 2009 for 23 delegates to Slovakia, Czech Republic and Austria

· Honour bestowed upon by Szent Istvan University, Hungary in the form of Gold Medal on 11 Nov , 2009

· Won second prize for a team game at the Tenth International Conference , held at Domonyvolgy

· Have represented Delhi School of Professional Studies & Research in MBA Junction at Varanasi, Kanpur, Gorakhpur, Delhi

· Arranged various special lectures in the College by people from industry and academics

· Have done YES++ Art of Living in Simla from 23Jan to 28 Jan 2009

· Have done UTSAV = YES + Art of Living Course and took 75 students for the same course to Noida from 20-23 Nov, 2008

· Member, Delhi Business Review, An International Journal of DSPSR , successfully 4 volumes have been launched under me

· Acted as rapporteur in the Eleventh International Seminar held at NAAS 4-5 Jan2010

· Acted as coordinator in the Eleventh International Seminar held at NAAS 4-5 Jan2010

· ACHIEVEMENTS: EDUCATION

· Vice-Captain, Captain, Jt. Secretary of Rotary Club in School; an active participant in Co-Curricular activities like dances, sports, speeches etc.

· Secretary of Commerce Association and Member of Joint Colleges’ Complaints’ Committee in Daulat Ram College; Event Coordinator of Inter College Group Discussion and was actively involved in the activities of Commerce Fest.

· Captain and a very active participant in Co-Curricular activities like cultural programmes, discussions, conferences etc. in C.I.E.

· Scholarship holder from C.I.E.

· Volunteer at D.S.P.S.R for Master Del Pe’s (Founder and President Glocen) Management Development Programme on Maximising Performance And Balancing Your Life on 16^th September, 2007

· Volunteer at Department Of Commerce, Delhi School Of Economics for a lecture by Master Del Pe on Wisdom MBA on 19^th September, 2007

· Member of Gender Sensitisation Committee during M.COM. Final Year

· Have done the Basic Course of Art Of Living from 2^nd October to 6^th October 2007

· Volunteer for Stand Up And Speak Event by The Art Of Living on 17^th October, 2007

· Volunteer for a lecture by Master Del Pe on 5 Intelligences Of Highly Effective People at GGSIPU on 21^st November, 2007

· Volunteer for a Management Development Program by Master Del Pe on 5 Intelligences Of Highly-Developed People On 24^th November, 2007 at D.S.PS.R

· Have given presentation on Vodafone-Hutch Deal in the Department Of Commerce on 26^th November, 2007

· Submitted a project on Recruitment at Ramjas College on 4^th December, 2007

· Worked as a Rapporteur in the Technical Session : “Research Paper Presentations on Contemporary Issues in HR and Environment” in the Ninth International Conference on “Management of Transformation” organized from January3-5, 2008 under the joint auspices of Delhi School of Professional Studies and Research(Affiliated to GGS Indraprastha University, Delhi & Approved by AICTE, Ministry of HRD, Govt. of India), GGS Indraprastha University, Govt of NCT OF Delhi, Sri Sri Global Meditating Doctors Association(GMDA), Society for Human Transformation and Research(SHTR)

· Volunteered for a lecture by Prof. Z.U. Ahmed, Professor of Marketing & International Business , Texas A&M University at Commerce, Commerce, Texas, USA and Professor, Associate Dean & Director : MBA Program, Prince Sultan University, Riyadh, Saudi Arabia, on World Class B Schools at DSPSR on 9^th Feb, 2008

· Editor-in-chief of the very first M.COM. magazine Esprit-de-corps of Department Of Commerce, University Of Delhi

· Two of my articles featured in the very first M.COM. magazine

· A member of the core team which organized Elixir 08: Financial Vistas and Challenges on 27^th feb, 2008. The session was inaugurated by Prof. I.M. Pandey, Director, Pearl School of Business, Gurgaon. The event had speakers like Mr Chandra Wadhwa, President of ICWAI, Dr Sanjay Kaul, Director and CEO NCDEX Institute of Commodities Research etc.

· Attended a Motivational Session by Mr. Shiv Khera, International Author & Educator on 29^th FEB, 2008 and became a volunteer of Country First a non-profit trust founded by Mr. Shiv Khera

STRENGTHS

Determination, good communication skills, confidence, hardworking, zeal to succeed, eager to learn.

Career Objectives:

To facilitate holistic development of students in order to make this world a better place to live in.

HOBBIES

· Reading

· Writing poems

· Doing Yoga

REFERENCES

Prof. J.P.Sharma: Professor-In-Charge Department of Commerce (SDC), University of Delhi : 9910401777

Dr. Ajay K. Singh: Associate Professor, the Department Of Commerce, University of Delhi: 9810108767

Professor Mahesh Kr. Singh, Director, Tata Centre of Excellence, Szent Istvan University, Godollo, Hungary

ESPRIT-DE-CORPS: RULE BOOK

This is a book, which will help all the future members of the Esprit-de-corps committee. This book is a written document, which familiarizes the members with the experiential learning I had during the making of the very first Departmental Magazine of Commerce. The first time we thought of coming up with a Department Magazine, we faced some situations. In order to help you people deal with such situations I am writing this book.
As it was for the first time that we were coming up with the magazine, a lot of things were unknown to us. I would like to familiarize you with such unknown aspects that might help you and make things easy for you.
The idea was conceptualized Ms.Abha Shukla sometime in September, and 2girls volunteered for the editors’ post.


RULES:


1. What articles are to be published is in the Editors domain. The review committee should consist of 3 or 5 Editors (odd number) not more that. The review committee should not be known to anyone except the committee members and the faculty members. The decision on what is to be published should be based on majority i.e. if 2 or more in favor in case of 3 editors and 3 or more in favor in case of 5 editors then article should be published subject to the approval of Teacher Advisor and the HOD. Any article, which has minority, will not be considered at all.

2. One person cannot hold more that one position.

3. Positions and the role description:
Chief Editors:
Convening of the meeting, coordination of work, and selection of articles: proof reading, editions in articles e.g. grammatical etc.

Editors: selection of articles, proof reading, editions etc. Remember the only difference between the Editor and Chief Editor is that the Chief Editor convenes the meetings and coordinates work. Nowhere is this mentioned that Chief Editor is SUPREME. He or she cannot solely decide what articles to be published etc. A majority in Editors is required for the same.

Treasurer: Collection of money from students, safekeeping of money, preparation of accounts. From each college one representative can be selected who can collect the money from his or her college and submit it to the Treasurer, for convenience sake you can have one Treasurer from final year and one from previous year.
They should keep with them all the receipts of expenses and be ready with the final accounts as and when required. They will have to give a written account on the day of the release of the Magazine, any one who has contributed money can ask for the accounts.

Publishing Department: These people will be going to the publishers as and when required and do the necessary work.

4. Fund Raising : Three sources of finance are:
A. Students of the department
B. Faculty Members
C. Sponsors



5. Kind of articles: The ratio is 40% general articles including poetry, creative work relating to socio economic issues. Religious articles should not be included as religion is a sensitive issue.
60% of the articles should be commerce related. The tutees work that students have done can be shortened and used. Articles from faculty can be invited, interviews from foreign students, database of students (as suggested by The HOD).

6.Kindly follow direct communications to avoid any problems. If you want to talk about the Magazine talk in meetings. Do not call each other to discuss issues.
Bring to the notice of everyone that you thing is important for the committee.

7.Begin the work in the beginning of September so that you can come out with the issue before December holidays. One meeting per week will be a good idea.

Art of living

Aggression is within
Calmness is without
Who will win
Doubt is within

The moment of reckoning
Has come
The Art of living
Is fun

I am peace
Peace is me

War is around
Self is peace

Around is dynamic
Self is stable

Mind wonders in past
Mind dances in future
Breath is the connection
Which is the present

Joy is present
Peace is present

Centre is beautiful
Emotions are ugly

Difficult to surrender
Irritating to suffer

You are me
I am you
See in your eyes
I see myself

The mirror does not differentiate
Who am I to differentiate
Always accept myself
So why so hard to accept the mirror image

Smile for the eternal
Eternity is me

Body so fragile
But the self is eternal

If the self is eternal
Why be greedy

Present is inevitable
Self is eternal

Peace is not outside
Calmness is within

Peace is within
Aggression is without.

Can I let it go??

Heart beats too fast
Life seems to last

Cannot find solace
Time lost its pace

Inumerable queries in the soul
Confusion in the role

Feeling so sorry
Have lost control

Mind still sane
Heart in utter pain

My part successfully played
Apprehension of consequence surfaced

Can I let it go??
Can I take it slow??

The hurry to reach the destination
Makes the journey monotonous

Is life led for ends
Or means that tends to ends

The more you enjoy the means
The tension release

Can I let it go??
Can I take it slow??

Frustration at its peak
Confidence ready to leak

Was the effort in vain?
Will it ever rain?

The aim was to gain
Gain which is so lame

Time to let it go
Time to take it slow

The journey suffices
End craves for more

Can I let it go??
Can I take it slow??

Wind will always blow
I will let it go

With each drop of the river
I intend to flow
But a little slow

Can I let it go ??
Will I let it go??

The Master

The path you have shown

The mind you have enlighten

Unstability to stability

At peace with myself

Key to treasury

Live life pleasurably

Sucess to fulfillment

Aggression to calmness

A road so long

Energy was gone

You brought the hope

Ability to cope

Smile is all it takes

Happiness is all it makes

You are a Godsent

An angel to guide

If there is no light

Sun is yet so bright

Energy is all you need

Calm is all you be

Love is all you give

Be true to self

Just do your best

Almighty will do the rest

If life is crazy

Don't be so lazy

Hang in for a while

He will smile

Just walk a mile

To realise the potential

If life is so unfair

Just don't care

Do what you are born to do

Life is a garden

If autumn is on

Spring can not be farther

The Shiva in me

Longs for Vishnu and Brahma

The wait for trinity

To be bound in unity

Will soon be over

But the gratitude for THE Master

Will never cease to exit

Zeal to live will coexist.

( A self composed poem to express my gratitude towards Master Del Pe)

If only I could

Born to the unknown
Left to stray
If only I could
Be born to a mother

Day in day out,
living on the street .
If only I could ,
Have a shelter.

Eat from the bin ,
No single kin .
If only I could ,
eat from a plate.

Stealing to live ,
living to plead .
Begging to live,
pleading to die .

If only I could ,
live for respect .

Kicked by children,
Spanked by elders .
If only I colud,
Live to be loved .

A building too tall ,
entered by all .
If only I could ,
Enter it with all .

Looked down upon ,
For I don't have a mother .
Don't even have a home

For I don't have food
Don't even have education .

Am I the filthy
Am I the rogue

I am what they made me .

Wasn't born filthy
Wasn't born rogue

I was also born a human
Was born unequal
Was born unloved

If only I could,
Enjoy a smile .

If only I could ,
Live for a while.

Ain't so strong,
Proved to be wrong .
If only I could,
Be reborn.

Causes of US housing bubble

A bubble is a short term phenomenon as it hangs around in the air for a while and bursts . The bubble in the housing market of US can be defined as rapid increase in the valuation of property . The major causes of this bubble are : low interest rate, poor lending standards and mania forpurchasing house.
The low interest rate was a consequence of dot com bubble ( in 1990s the internet sector shoot up and many companies entered the dot com business, in order to reap the benefits they incurred huge initial looses ) , which lead to a similar credit crunch in the market and hence the rate was cut. As money was easily available people took loans to speculate and join the party housing bubble party.
Not only this people considered purchasing houses as a good investment as no interest qualifies for the tax break, also the it the popular myth that the value of house always appreciates contributed to the formation of the bubble.
Aggressive advertising also had its role to play in this bubble game . The purchasing of houses was no more an investment rathr a speculative activity. Adding fuel to the fire was the sub prime lending . People with low credit score could easily get the loan but at a higher rate ( details in the previous post).
The party is over resulting in foreclosures , credit crunch, panick , risk aversion , stock exchange crashes .
Has US come a full circle?Will the Fed cut the rates again( dot com bubble)? Are the credit agencies to be blamed ?Is US economy heading towards recession( increase in unemployment, will it lead to decline in consumption and import levels and hence effect other economies????)

Let me be me

Chained in the rules of society,

I have forgotten my priority.



Why is it so important for them ,

While insignificant for me.



Imposition by them ,

Submission by me .



For a nano second ,

Let me be me.



Was born to fly,

Is forced to crawl.



Is it the destiny ,

Or my own fallacy ?



Is it them ,

Or is it me?



Is it acceptance ,

Or is it resistance?



One haunting song,

All night long .



Let me be me ,

Let me be me .



Was born with a sword,

Aware of my prerogative.



Was it taken away,

Or was it given away?



Blaim too heavy to be shouldered alone ,

Easier to be shifted .



Hear it again ,

Dare it again.



Convergence is society,

Divergence is identity.



Confusion is vice ,

Action is virtue .



To be or not to be ??



Action makes me , me

Inaction makes me , unme.



Beg not from society ,
But from the unme .




( A self composed poem )

My favourite thoughts .

"While this door is closing , another door is opening . It's our job to go find that door."
Matthew Perry

"History teaches everything including the future .
Lamartine

"We learn from history that we do not learn from history.
Hegel

Everyone makes and carries within him his own "heaven " or "hell", and you don't need to die to go there.
Luz Estela Rozo De Zubillaga

" Where all men think alike , no one thinks very much.
Walter Lippmann

Nothing is permanentin this wicked world , not even our troubles .
Charlie Chaplin

Well - behaved women never make history.
Maria Shriver

Opporunities multiply as they are siezed .
Sun Tzu

A shattered illusion is a sorrowful experience ; but a life without illusion is a sorrowful lfe .
Jose Narosky

The mighty oak was once just a small nut who stood his ground.
Rianna Nadon

Endure today's pain today . Do not add it to yesterday's nor attempt to shoulder tommorrow's .
Aureliano Tapia Mendez

How many times have you been harassed?

How many times has it happened in a DTC bus or a blueline that you are standing and a man is standing right behind you rubbing himself against you and how many times have you actually gathered the courage to speak up? This is something that happens daily with thousands of women in the buses anb most of them keep quiet and encourage the men to go a step further.
A friend of mine told me , once a boy tried to pinch her breast and she backfired to which he asked,"What did I do?" and she replied, "you just pinched my breast ." The whole bus was dumbstruck. Afterwards a girl said to her,"why did you say that ?" Most of the women feel you should ignore such issues
Why?? Because we are women and are suppose to me meek and docile.
While coming from college these kind of things happen to me and never do I ignore such issues . I always shout at the top of my voice and tell the man to back off. These bloody men are no less than animals as both lack self control.

Should death penalty be banned?

Should death penalty be banned ?
Who are we to decide who should live and who should not ? Pertaining to Mohd Afsal Guru's case if we hang him what will be the difference between terrorists and us? Hanging somebody is not a solution .What we need is a broader solution. Lets assume that he is hanged what will happen next? Another parliament attack, then another death sentence . This is a vicious circle which needs to be broken. Solution lies in the reconstruction of jails. Our jails should have a curriculum which should include medidation and all. It seems hard but plausible . Hanging seems to be easy way out both for the administratin and the culprit. Culprit should be given the time to reflect upon his deeds. Death penalty is a form of retributtal violence which promotes the culture of violence in any civilization. I will call it resorting to barbarism . How can the means be violence to a contradictory end i.e. non violence??

Experience

Life is full of experiences , some are pleasent & some are not so pleasent but each experience teaches you something . Ana Maria Santos has rightly said ," Each journey corresponds to one more step in one's knowledge of the world and of one's own personality."At some point of time each one of you must have felt that why does it always happen to me ? Have you ever tried to answer it ?????? I have and the answer is plain and simple each act has a purpose if you think about you it is a lesson and if you don't then it is a punishment for something you never did.
Learn from the past so that you can make your future worth living . Remember guilt and worry are two usesless emotions as the former keeps you worried about your deeds of past while the later keeps you worried about future . Live in the present , in the hurry of reaching the destination do not miss the enjoyment of the journey . " Means are as important as the ends .
After all Harivansh Rai Bachchan has said , "Man ka ho to acha , man ka na ho to aur bhi acha , kyunki phir wo bhagwan ke man ka hota hai ."

What is sub prime lending?

Broadly there are two types of lending : prime and sub prime. Prime lending is the lending made to people who have high credit score while sub prime lendings are for the people who have low credit score that is they might be delinquents or do not have good credit worthiness.
This kind of lending is a two way risky lending or should I say double risky .As the lender is not sure of getting the money back & from the borrowers point of view it is more risky than prime lending because the rate of interest charged is higher than that on prime lending( higher risk & higher return).

Aftermath of sub prime lending on India?

The immediate effect of sub prime lending was crashing of the sensex lead by selling off by the FII . Why did the FII indulge in selling spree? Due to the meltdown in the US market , the FII had no option but to sell off in order to have fresh liqudity. Not only this the selling off by FII also led to depreciation in the appreciating rupee , hence, it has been called as a blessing in disguise for the exporters. The global liquidity has mad the investors risk averse so the risk appetite has reduced.
Although the sell off by FII led to downward movement in the stock market , the domestic investor considered it an opportunity and bought the stocks(as the share prices had gone down) therefore the sensex did not drop to a very large extent thankfully due to domestic buyers opportunism .
Talking of the long term impact on the sensex it will be premature to really predict the direction but one thing is for sure India is one of the best bets as it has also been said bye Lehman Bro "India is the best EM" . So rather than sitting on your money people should be invested in Indian market . Will that to overflow of capital in India ?
Let us wait & watch.